Why You Should
Have Insurance
Am I covered
before I joined ?
If you already have international health insurance and want to switch to ours, we may be able to cover your existing medical conditions. This can depend on the terms of your plan and the level of cover you choose.
In most cases, to keep the costs our customers pay sustainable, our plans are designed to cover the treatment of medical condition that start after you join.
Where can I go
for my treatment ?
It's up to you to where you'd like to have treatment - where you're studying, back home near your family or anywhere else in your area of cover. And to keep things simple, our plans will cover you worldwide: you can also choose which hospital you go to or which specialist you see.
Our AXA Select medical network will help you make the most of your benefits and often means you don't have to pay upfront for treatment, but in most countries, you can visit the hospital or specialist of your choice.